Santoso, Arik Lutfi, Nurul Imamah, and Abdul Fattah. “Pengaruh Kualitas Asset, Permodalan, Biaya Opersional Pendapatan Operasioanal Terhadap Profitabilitas Bank Umum Syariah”. Bharanomics 4, no. 1 (September 10, 2023): 1–7. Accessed November 28, 2025. http://journal.febubhara-sby.org/bharanomics/article/view/578.